I've posted some of these questions on another thread: Any advise - suggestions will be appreciated:
Background: We have a PR175 visa. Did validation-trip March 2013 (went to Perth and Melbourne... didn't plan on Canberra - but looks like the SAP Government jobs there are good and more long term). Plan is to relocate end of the year, with my husband going over first (October 2015) and then our 2 girls (aged 12 & 13) will fly over with me once year at school is finished and house packed up. Going to take a 20ft container with basic stuff & sentimental furniture, but no "white kitchen stuff"...
Q1) My husband will have to rent a furnished apartment once he knows where the job is (SAB ABAP programmer: HR, Webdynpro, FI, S.... I don't know it all :-)... But he will be looking at hourly contract (pays a bit better and will need the extra cash initially) If we want to look at what you can get for how much... what real estate websites do you recommend? (also for us just to price and browsing for homes... any suggestions?)
Q2) For Schooling: Where are nice schools (know it is subjective answers... but if there are Pretorianers or Bloemfonteiners over there... maybe compare a suburb over there with one here?) Will look at housing around good schools preferably not toooo far from CBD? Maybe a better way would be to say where not to stay (and hopefully not offend anyone) - or PM me
Q3) High School: Private or State? What are the costs of "normal" schools. At the moment my kids are in a small Christian Discipleship School (Hatfield Christian School, Pretoria) but I am not sure what route we will go in Oz. In Pretoria the English Government Schools weren't our first choice (exception of Girls High... but that is a looooong drive to school & they are still in primary school over here (Gr 6&7). Nervous about moving pre-teens - but that is what we are going to do. Couldn't go earlier and can't wait longer.
Q4) Any suggestions for club hockey: My girls are both very sporty and being in a small school currently - they do swimming, Hockey, Tennis, Athletics, Lyrical Dancing... almost everything... but I understand that schools sport is normally not that big and have read that clubs are an alternative: I know AGAIN: This depends on where you stay? But can you give me a few hockey clubs in Canberra (field Hockey : astro or indoor) - cause if they have to choose ONE... it will be hockey :-) I just want to do price checking :-)
Q5) Taxes... Any website you can recommend for calculating tax for contract workers (per hour) and do they still deduct Super - or do you pay that over yourself? I've read somewhere that people talk about retirement policies out of SUPA? How does this work for a contractor (not permanent employer) - with a PR
Q6) Medical Aid: Any suggestions for a Top-up? Think we will be visiting the Orthodontist maybe...? We are a Family of 4 : Rough estimation of descent Top-up cover?
Q7) Life Insurance, Income Protector & Retirement: Did you guys continue your SA Annuities? But going over at age45 it will have to be start adding seriously to our SA Rand pension plan. Did you guys continue your SA retirement plan? (being a contractor, my husband never had a company contributing... did it all ourselves); Also: Life Insurance... where do we start with quotes? Any suggestions please: And roughly: How much does say ever $500k life insurance work you out monthly if you start the policy at 46? And in SA my husband has an income protector (because as a contractor no sick leave and if something (hopefully NOTHING) seriously happens.
Q8) For browsing at car prices: Any suggestion on what websites? Did most of you buy the car cash? Better to first buy a cheap run-around and upgrade later? Or is it difficult to sell 2nd hand cars? I've heard that licencing is cheaper or more expensive for different makes (european)... And coming over with NO credit record? Do you have to buy cash?
Q9) Very subjective again: But who did you move with? Is it worth to get 4 quotes? What insurance do you recommend for the container?
Q10) Did anyone store some of the NON essential stuff in SA? and with who?
Q11) Sending money back to SA: Is it easy? Who to use? We will still have one property in SA, and maybe continue to pay the annuity and holiday club levies and the rates & taxes on the property... also the final months of the mobile phones...
That is what I can think of so far. ANY suggestions will be great!
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IngiLiebenberg
Hi there,
I've posted some of these questions on another thread: Any advise - suggestions will be appreciated:
Background: We have a PR175 visa. Did validation-trip March 2013 (went to Perth and Melbourne... didn't plan on Canberra - but looks like the SAP Government jobs there are good and more long term). Plan is to relocate end of the year, with my husband going over first (October 2015) and then our 2 girls (aged 12 & 13) will fly over with me once year at school is finished and house packed up. Going to take a 20ft container with basic stuff & sentimental furniture, but no "white kitchen stuff"...
Q1) My husband will have to rent a furnished apartment once he knows where the job is (SAB ABAP programmer: HR, Webdynpro, FI, S.... I don't know it all :-)... But he will be looking at hourly contract (pays a bit better and will need the extra cash initially) If we want to look at what you can get for how much... what real estate websites do you recommend? (also for us just to price and browsing for homes... any suggestions?)
Q2) For Schooling: Where are nice schools (know it is subjective answers... but if there are Pretorianers or Bloemfonteiners over there... maybe compare a suburb over there with one here?) Will look at housing around good schools preferably not toooo far from CBD? Maybe a better way would be to say where not to stay (and hopefully not offend anyone) - or PM me
Q3) High School: Private or State? What are the costs of "normal" schools. At the moment my kids are in a small Christian Discipleship School (Hatfield Christian School, Pretoria) but I am not sure what route we will go in Oz. In Pretoria the English Government Schools weren't our first choice (exception of Girls High... but that is a looooong drive to school & they are still in primary school over here (Gr 6&7). Nervous about moving pre-teens - but that is what we are going to do. Couldn't go earlier and can't wait longer.
Q4) Any suggestions for club hockey: My girls are both very sporty and being in a small school currently - they do swimming, Hockey, Tennis, Athletics, Lyrical Dancing... almost everything... but I understand that schools sport is normally not that big and have read that clubs are an alternative: I know AGAIN: This depends on where you stay? But can you give me a few hockey clubs in Canberra (field Hockey : astro or indoor) - cause if they have to choose ONE... it will be hockey :-) I just want to do price checking :-)
Q5) Taxes... Any website you can recommend for calculating tax for contract workers (per hour) and do they still deduct Super - or do you pay that over yourself? I've read somewhere that people talk about retirement policies out of SUPA? How does this work for a contractor (not permanent employer) - with a PR
Q6) Medical Aid: Any suggestions for a Top-up? Think we will be visiting the Orthodontist maybe...? We are a Family of 4 : Rough estimation of descent Top-up cover?
Q7) Life Insurance, Income Protector & Retirement: Did you guys continue your SA Annuities? But going over at age45 it will have to be start adding seriously to our SA Rand pension plan. Did you guys continue your SA retirement plan? (being a contractor, my husband never had a company contributing... did it all ourselves); Also: Life Insurance... where do we start with quotes? Any suggestions please: And roughly: How much does say ever $500k life insurance work you out monthly if you start the policy at 46? And in SA my husband has an income protector (because as a contractor no sick leave and if something (hopefully NOTHING) seriously happens.
Q8) For browsing at car prices: Any suggestion on what websites? Did most of you buy the car cash? Better to first buy a cheap run-around and upgrade later? Or is it difficult to sell 2nd hand cars? I've heard that licencing is cheaper or more expensive for different makes (european)... And coming over with NO credit record? Do you have to buy cash?
Q9) Very subjective again: But who did you move with? Is it worth to get 4 quotes? What insurance do you recommend for the container?
Q10) Did anyone store some of the NON essential stuff in SA? and with who?
Q11) Sending money back to SA: Is it easy? Who to use? We will still have one property in SA, and maybe continue to pay the annuity and holiday club levies and the rates & taxes on the property... also the final months of the mobile phones...
That is what I can think of so far. ANY suggestions will be great!
Thanks in advance
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