Langes Posted June 9, 2007 Report Share Posted June 9, 2007 Hi almal, ek het in 'n paar Ausie koerante en op die net gesien van plekke wat huise vir jou bou teen BAIE goeie pryse. Vanaf $137 000.00 tot $250 000.00 vir 'n dubbel verdieping? Applianances, home theatre ingesluit en Aircon ? Plekke soos Henley, National homes, Gemmill homes ens. Waar is die catch? Miskien is die erf nie ingesluit nie ? Het iemand al uitgevind of al gekoop. Laat weet asb, Thanks, Quote Link to comment Share on other sites More sharing options...
Guest wilna Posted June 9, 2007 Report Share Posted June 9, 2007 Hi LangesEk het ook al die huise gesien, dit is pragtig, 'n regte droom. Ek is amper seker dit is sonder die erf en die erwe kan nogal duur wees. As ek reg onthou het Mara al vir haar so huis laat bou.Ek sal dit definitief ook oorweeg! Groete Wilna Quote Link to comment Share on other sites More sharing options...
Camper Posted June 9, 2007 Report Share Posted June 9, 2007 That excludes the land, land is very expensive, 200 to 300k for a decent piece of land Quote Link to comment Share on other sites More sharing options...
Dax Posted June 9, 2007 Report Share Posted June 9, 2007 In Adelaide land prices can vary from about $60 000 - $250 000 depending on location.As a rule of thumb, the further away from the CBD, the cheaper the land. I imagine land in smaller towns nottoo far away from Adelaide, e.g. Clarendon, Meadows, Lobethal etc land might be cheaper than in the Metro area. This wont be the case in upmarker towns like Stirling & Aldgate, though.Dax Quote Link to comment Share on other sites More sharing options...
Mara Posted June 9, 2007 Report Share Posted June 9, 2007 The prices quoted are certainly for house only, the land would be extra.It is true to say that the further from the city that you go, the less the land will cost you and probably the bigger the land will be. I can only speak about Melbourne, as this is where I have spent 99% of my time in Australia. We have built two homes here, the first time through a small builder and the second time through Dennis Family Homes, who are one of the big builders. I would suggest the big builders are the best way to go. The first time we built was 16kms from city centre, the land was only 600 square metres and cost $130,000 (in 1998) four years later we bought land 32kms from city centre in Sunbury, 1300 square metres for $110,000. Hope that helps to answer your questions. Quote Link to comment Share on other sites More sharing options...
Langes Posted June 11, 2007 Author Report Share Posted June 11, 2007 Hi all, thanks for the help. Mara, even with the land price added, it still looks like a good option. Thanks again for your reply. Quote Link to comment Share on other sites More sharing options...
Bob Posted June 11, 2007 Report Share Posted June 11, 2007 It sounds like those prices mentioned are only for putting a house building up on your own land.Prices for homes vary enormously throughout Australia.The same 3 or 4 bedroomed house built in Perth, Sydney, Melbourne, Brisbane, Adelaide, Hobart and Darwin can have big differences in prices.Why?A brick costs the same . . . . about $1 . . . no matter where you build. The kitchen sink costs the same throughout Australia, as well as roofing material, etc. so the overall cost of the materials to build a house doesn't vary hardly at all, so it is the land prices that reflect the difference.Land prices closer to the city centre are dearer than blocks of land further out from the city centre, because people obviously want the convenience of being close to work, etc and are prepared to pay for it. Some places like Perth and Sydney, where everyone wants to go to live, have more demand for the available supply of house properties there, pushing up the land values through the roof.Other cities with a quieter economy and less demand for people (Adelaide, Hobart, etc) have less demand on blocks of land, so prices tend to be lower as a result, making housing far more affordable there. Quote Link to comment Share on other sites More sharing options...
loksie Posted July 8, 2007 Report Share Posted July 8, 2007 (edited) HiWe just bought land, and are going through the motions of getting a builder.The new builds is stunning in the inside, but everything looks the same from the outside.For land in Melbourne you will be lucky to find anything closer than 1hour (with the train) for under $200 000. But it still worth the trouble. Look out for the hidden charges. Carpet and tiles are not included. The kitchen cabinets are cheap melamine. The land site cost will be an extra $5000. The tiles for our living areas will be more than $7000. And we still do not have carpets!Our building plan was advertise for $191 000. With the upgrades etc, we will be lucky to come in under $230 000.Bring a lot of money for the deposits. If you do not have 20% for deposits and about $10 000 for government fees, they will charge you about 2% insurance money for your mortgage. (where is the 108% loans of SA???)At least you will get $12000 back from the government for first home owner grant)The amazing thing is although you purchase the building from the plan, that house will be build somewhere in Melbourne. It might be far, but worth the trouble to look at the display center. Edited July 8, 2007 by loksie Quote Link to comment Share on other sites More sharing options...
Langes Posted July 9, 2007 Author Report Share Posted July 9, 2007 Hi Loksie, are u guys in Melbourne? If so, where did u buy the land for your new house? Thanks, Quote Link to comment Share on other sites More sharing options...
jozigirl Posted July 9, 2007 Report Share Posted July 9, 2007 we are also in melbourne and have been visiting display centres lately. Most of the new builds are further away from the city but I agree it is worth it to have a new home that you can call your own. We do have the deposit but do not qualify for the grant so will leave the house buying now till we get PR. Not sure if we can buy a house if you on a 457 visa. Can anyone advise me of this? Quote Link to comment Share on other sites More sharing options...
Nilo Posted July 9, 2007 Report Share Posted July 9, 2007 (edited) Hi everybodyI am no expert on this issue but have done some homework and also have friends that have a RAMS franchise where I work every now and then, so did have a bit of training.There are so many scenarios that one can go into that I will just do a First Home Owners one.Please note that Stampduty is different in all the states of Australia and the example I am giving is for Queensland. Please take note that this is for someone earning at least $80 000 per year and also has no other dept, including CR card even if there is nothing owing on it. Purchase price 390 000Deposit 3% 11 700Total loan Req 378 300Application fee 395 (most charge for this)Valuation fee 200Settlement fee 250Title reg. fee 115Title transfer fee 115Title transfer duty 629.50Prop. stamp duty 3 850Loan duty 513.20LMI 12 988.93 (Loan morgage insurance, to cover the bank not you)FHOG - 7 000Solicitor's fee 1 500Total costs needed $11 033-00LMI will be worked into the loanPlease note that this is the costs or cash you will need to buy your first home as a Permanent Resident, if the house costs $390 000.You can buy a house on a 457 but you will have some difficulty getting a loan for 30 years if you are only here on the max 457 of 4 years. So you will need a HUGE deposit etc. Also you will have to get permission from the Foreign investment something or other.It is also important to know that to get a just about 100% loan you will have to prove that you have been employed in your current line of occupation for at least 2 years.They have quite a lot of rules in Aus that are similar but different to SA so do your homework. As I said I am no expert and this scenario was done for me by one of the Loan writers yesterday as an example.LoviesNiloPS Loksie FHOG is still $7000 in Qld why do you have $12000 Edited July 9, 2007 by Nilo Quote Link to comment Share on other sites More sharing options...
Annette Posted July 10, 2007 Report Share Posted July 10, 2007 We have recently looked into buying a house and it's worth remembering that the stamp duties etc. are vastly different depending on which state you live in. We would need around $25 K in fees and stamp duties to buy a house of £320 K in South Australia. Regarding Langes's question: Marius is an architect and is helping someone at the moment with supervising their build through one of the big companies. Be very careful who you use, is all I can say! The price quoted for the house will most likely exclude the following: Land, Any ground works to the land before building (preparing the block for the build, cost will depend on type of soil, location of land, slope etc. and could add up to a lot extra)Services like storm water drainage, connection to the main electriCity grid etc. (some land is sold with services already connected - look out for this)Landscaping, paving etc. Floor coverings (surprising, but true!)Light fittingsAny more than one power point per roomAir conditioning and heatingWe visited a display village over the weekend to get an idea of what's available. We made sure to ask for the prices for the houses "as displayed". In each case, the price was almost double the advertised price for that "style" - and this was excluding the land. Be aware that the builders will display their properties with the absolute highest specs available - for instance real porcelain bathroom fittings (standard is plastic), chrome taps (plastic is standard once again). Some of the designs are lovely, some are really poor. Only one of the companies on the site that we vsited paid any kind of attention to orientation (North), the others just squeeze the house on the block whichever way it fits (another significant problem with buying a house out of a catalogue). I could go on and on but one thing is for sure - buyer beware! I'm not saying that there are no developers who do a good job, but be very careful at every step of the way and don't whatever you do, sign off on the job unless you are 100% happy with the workmanship. We have yet to meet someone in Adelaide who has had no problems at all with their project home after (and during) the build. Quote Link to comment Share on other sites More sharing options...
Dax Posted July 10, 2007 Report Share Posted July 10, 2007 For a beginner often the "house-land" package is the best option. It may be worthwhile to visit one of the numerous display villages scattered around the metro areas in your city/town.We got the deal that suited us th ebest through AV Jennings. We found them to be highly professional and very honest ans upront about what were "in the package" and what were "extras."Don't settle for the first builder that you come across only - check out a range, e.g. Pioneer, Hickenbotham etc. Each building organisation will differ in respect of what they offer with their deal, and what will be extras.In the case of AV Jennings the landscaping of one's front garden in a land-house package was included in the deal.Also, when you find that some financial institutions are reluctant to help you with a loan, be sure to check out Homestart, they specialise in helping "battlers" with home loans, and they are great with especially their charges,we feel that we are much better off with them that many other people are with other banks.Their website is: My WebpageDax Quote Link to comment Share on other sites More sharing options...
jozigirl Posted July 11, 2007 Report Share Posted July 11, 2007 Also, when you find that some financial institutions are reluctant to help you with a loan, be sure to check out Homestart, they specialise in helping "battlers" with home loans, and they are great with especially their charges,we feel that we are much better off with them that many other people are with other banks.Their website is: My WebpageDaxHi it would seem as if Homestart specialises only in South Australia? Am I reading it correctly. I cant seem to find any reference to Victoria.Jozigirl Quote Link to comment Share on other sites More sharing options...
Mara Posted July 11, 2007 Report Share Posted July 11, 2007 My 5c's worth!We built our last home through Dennis Family Corp. It was a pleasure. Carpets and tiles INCLUDED in their price, from their range. If you wish to upgrade, to a better carpet or more expensive tile, then that would be for your account. Just make sure that all of the choices that you make is well documented and checked out before you sign on the dotted line. Try and find a plan that you can live with....changes are extremely expensive. Light fittings do not appear to be included...ever...with any of the builders, except if you want downlights throughout your home. Give a thought to florescent lights, you get a huge variety of them these days and they are much cheaper to run.In Melbourne there is land for sale in Sunbury (North West) for well under the $200,000 mark, however a lot of people seem to think that the West is too wild to live in, although to our knowledge there are now about 9 SA families living there. The train to the city takes 35mins. Quote Link to comment Share on other sites More sharing options...
Dax Posted July 11, 2007 Report Share Posted July 11, 2007 (edited) Hi it would seem as if Homestart specialises only in South Australia? Am I reading it correctly. I cant seem to find any reference to Victoria.JozigirlHi Jozigirl,Sorry! I Think I may have made a Boo-Boo here.For some reason I was sure that Homestart operates accross Oz, but actually they operate in South Australia only. And to think I've been with them for 9 years now while I sing their praises left right and centre! Tell you what I'll do; If there's a organisation like Homestart in a place like South Oz, Then surely the bigger, more populous eastern states should have something similar as well. I'l see what i can chase up for you ASAP!Cheers & sorry again,Dax Edited July 11, 2007 by Dax Quote Link to comment Share on other sites More sharing options...
Pixi Posted July 12, 2007 Report Share Posted July 12, 2007 ). Some of the designs are lovely, some are really poor. Only one of the companies on the site that we vsited paid any kind of attention to orientation (North), the others just squeeze the house on the block whichever way it fits (another significant problem with buying a house out of a catalogue). I could go on and on but one thing is for sure - buyer beware! I'm not saying that there are no developers who do a good job, but be very careful at every step of the way and don't whatever you do, sign off on the job unless you are 100% happy with the workmanship. We have yet to meet someone in Adelaide who has had no problems at all with their project home after (and during) the build.We were outright shocked to see what people could get up to with perfectly good material! Been looking at some new houses in Mount Barker and surrounding villages - but yeah, for the first time in my life I can understand why in some complexes in South Africa your are not allowed to build before a committee approves the 'looks'of your house. Dax once mentioned that in Adeladie in their suburb they are not allowed a front fence - due to estetical reasons. We were joking that some of the new developments should have front fences - for estetical reasons. The smaller houses looked fine, but some of the bigger houses had combinations of 3 ,4 building styles combined Quote Link to comment Share on other sites More sharing options...
jozigirl Posted July 12, 2007 Report Share Posted July 12, 2007 Hi Jozigirl,Sorry! I Think I may have made a Boo-Boo here.For some reason I was sure that Homestart operates accross Oz, but actually they operate in South Australia only. And to think I've been with them for 9 years now while I sing their praises left right and centre! Tell you what I'll do; If there's a organisation like Homestart in a place like South Oz, Then surely the bigger, more populous eastern states should have something similar as well. I'l see what i can chase up for you ASAP!Cheers & sorry again,Dax Thanks Dax. You are a star Quote Link to comment Share on other sites More sharing options...
Dax Posted July 13, 2007 Report Share Posted July 13, 2007 (edited) Thanks Dax. You are a star Here you go jozigirl! This link leads to an organisation that functions like Homestart, but they opertate accross Australia and seems to be also strong on helping first time homebuyers and battlers.Hope it's useful!Wizard HomeloansJust a rule of thumb with some loan providers: check if they credit you for making your downpayments on a fortnightly basis in stead of a monthly basis. Homestart does this and it really takes years off your loan repayment period.If a provider has a policy or system that helps or encourages you to pay off your load as soon as possible, you are with a good operator.Cheers,Dax Edited July 13, 2007 by Dax Quote Link to comment Share on other sites More sharing options...
jozigirl Posted July 13, 2007 Report Share Posted July 13, 2007 Thanks you are really so kind to get this. Quote Link to comment Share on other sites More sharing options...
werns75 Posted July 18, 2007 Report Share Posted July 18, 2007 thx for the info Quote Link to comment Share on other sites More sharing options...
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