nanettedv Posted November 10, 2017 Report Share Posted November 10, 2017 Do you need medical gap cover to supplement your medical aid shortfalls in Australia as you do in South Africa? Quote Link to comment Share on other sites More sharing options...
Mara Posted November 11, 2017 Report Share Posted November 11, 2017 I guess it will all depend on what kind of private medical insurance you decide to take out. I am with HCF, 100% hospitalisation, so as long as I go to a hospital approved by them, then I will be covered. If you are talking about Medicare, the government system, then, as long as you go to a Bulk Billing GP, you will pay nothing further, but I do not know of any specialists that do bulk billing. Your GP can of course refer you to a hospital clinic, to see a specialist, but depending on the urgency of your situation, it could take many months before you see one. Quote Link to comment Share on other sites More sharing options...
ChrisH Posted November 11, 2017 Report Share Posted November 11, 2017 Guys, I'm noticing a certain anxiousness with regards to medical aids in Australia. Let me put it simply... You don't NEED private medical aid if you have Medicare access. Private medical aid is a nice to have and even if you don't have it you'll be just fine. It will, in essence, speed up treatment in some non-life threatening medical scenarios. The government gives you a year from landing in Aus to pick your private medical aid (to avoid the Medicare levy), so my family is still rolling on good old state provided Medicare. 1 Quote Link to comment Share on other sites More sharing options...
Nickyvd Posted October 22, 2018 Report Share Posted October 22, 2018 Hi @ChrisH, Now that its been over a year since you arrived, I was just curious whether you have since chosen to take out private medical aid? Quote Link to comment Share on other sites More sharing options...
FingersCrossed Posted October 22, 2018 Report Share Posted October 22, 2018 Yes - interested to know. Land there Australia in December and we are signing up for Medicare the day after we land - but on my list of things to do is research private medical care. 1 Quote Link to comment Share on other sites More sharing options...
ChrisH Posted October 23, 2018 Report Share Posted October 23, 2018 On 10/22/2018 at 4:05 PM, Nickyvd said: Hi @ChrisH, Now that its been over a year since you arrived, I was just curious whether you have since chosen to take out private medical aid? Yes I did, I went with Health Partners. We had a first hand experience of the "its not life threatening so go onto the 1 year waiting list" situation. My recommendation is for families to get private medical as it gives you immediate access to treatment when you need it. Also saves on tax. Quote Link to comment Share on other sites More sharing options...
Nickyvd Posted October 24, 2018 Report Share Posted October 24, 2018 Thanks so much for letting us know and for the advice. Quote Link to comment Share on other sites More sharing options...
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