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Travel insurance


Noele
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Hi

Can anybody please advise what the best insurance options are for my friends 80 year old mother who wants to visit for 6 months. Most companies only offer insureance for 4 months and the quote she has R5500.00.

Any advise would be appreciated.

Cheers

Noele

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Hi Noele

Unfortunately, 80 years old is considered the high risk category, therefore it is very difficult to get insurance, and the fact that she wants to be away for 6 months is an issue. Most of the credit card companies will only cover for 90 days, perhaps if she is with Discovery she can approach them for the cover?

From this end , within Australia she cannot get cover as a visitor because of her age.

Regards

Enrica

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If the ticket is bought on a credit card - apply for the top-up on the free insurance (compulsory for their age) - it worked out at only a few hundred for my mum (76) and mum-in-law (85) who visited last year.

Make sure you apply AFTER you have paid for the tickets - or they will try and sell you the full insurance - ie thousands of rands. They tried with us - as my in-law had also phoned querying insurance - but we had paid for the tickets with our card and they credited her with what they had charged her, and put the new insurance through on our card.

Hope this helps.

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Hi

My mom came to visit us last year, and she is 70 years old. She bought her ticket with her credit card from Standard bank, and got free insurance. She took out an additional amount which only cost her R400. There are different options to choose from, but they are so much cheaper. Just remember that this kind of insurance has to be paid first, and you can claim it back once you are back in SA. The expensive options do pay medical expenses when you are in Oz, depending on which company you are using.

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Hi

My mom came to visit us last year, and she is 70 years old. She bought her ticket with her credit card from Standard bank, and got free insurance. She took out an additional amount which only cost her R400. There are different options to choose from, but they are so much cheaper. Just remember that this kind of insurance has to be paid first, and you can claim it back once you are back in SA. The expensive options do pay medical expenses when you are in Oz, depending on which company you are using.

Thanks for all this very useful information, my friend has a bit of homework to do before her mother gets her.

Cheers

Noele

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  • 2 months later...

Interesting thread as I am looking at this exact issue for my 91 year old Mother in Law. We will be paying for the ticket from SA - but not with a credit card, as we no longer have SA credit cards.

MMMMMmmmmm......I too need to do some research.

THANKS!

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