Which bank to join in 2019?

[Hunts]

Hi everyone,

 

Apologies for repeating a questions that has been asked numerous times in the past, however special offers/fees etc. do change so older information isn't always relevant.

 

My family and I are a few months away from making the move from Dubai to Melbourne. I have heard that most banks are very similar and that there aren't too many fundamental differences between them however some of the must surely have some unique offerings. 

 

Any guidance would be greatly appreciated.

[RYLC]

7 hours ago, Hunts said:

however some of them must surely have some unique offerings

 

They really don't.  Every bank has all the same kinds of accounts. The only advice I have is to make sure you choose their fee-free one. Most of them are fee-free but just check.

[LM17]

It must seem that we are dodging your question but it really does not matter.....Most accounts are fee free if your salary goes into that account - Only advice I will give stay clear from banks selling you Super funds or insurance  -- just say no until you have done your homework and see what your work offers etc.

[ChrisH]

I think you can only open an international account with the big 4.  I started out with NAB and they are pretty good.  Remember as soon as you have to take out a mortgage to buy a house you'll probably move all your banking to whichever bank gives you the best deal.  They love their package deals here.