Jump to content
Sign in to follow this  
JacoO

Car & Household Contents Insurance - Sydney/NSW

Recommended Posts

JacoO

Dear forum members,

I think it is good news to be asking questions about insurance - means that I have now gathered "stuff" to have insured :)

:) Well, it sounds impressive, but about a toaster, fridge and washing machine is what needs to be insured for now.

The biggest question is about Car Insurance - not perfectly sure how and where to go form here.

* Sold 2 cars back home and bought a new Toyota - funny thing, can buy a new one for cheaper than a good second hand one - go figure. Will pick it up on Sat 16Feb.

Looked at some adverts about insurance and looked at Allianz (seems expensive) - also browsed online and noticed that almost every shop and bank also does insurance (Coles, Woolies, ANZ...... Budget, Direct, ... and the list goes on)

Please help and guide me in the right direction (and also who recognises SA drivers experience)

Share this post


Link to post
Share on other sites
RosFam

Hey Jaco,

I landed in Sydney in November 2012 and have just gone through, and am still going through, a lot of what you are doing at the moment. For car insurance, you can often get online quotes from the large insurance companies and its normally very simple. If you have had no claims in SA and can get a letter to that effect , specify that you have this concession . Things are not asked for here, it is assumed that you have something if you declare it , I am sure that when it comes time to pay on a claim, if the company finds something a miss with your application they will probably repudiate the claim. I took hours comparing , check and looking , which in SA my trusted insurance broker would have handled. At the end of the day its easy toi signup and easy to switch if you find something better.

If you keep your householders and car insurance through the same company , you will get additional discounts... dont ask them how much though becasue they cant tell you ;)

Enjoyed reading your posts. i think have a sense of humor is essential to this journey, pity I lost mine a while back, hopeing to get it back soon. Maybe is the Rand did a miraculous recovery I might find it....scary expensive this place.

Share this post


Link to post
Share on other sites
Schultz33

Hi

We recently had to take out House and content insurance and went with Real insurance. They gave the best quote based on extra insured items and being able to make excess $100. I think BudgetDirect was the cheapest.

Edited by Schultz33

Share this post


Link to post
Share on other sites
Sunnyskies

We landed up with GIO. We started with Comminsure for both house and car, but then Comminsure decided to not recognise my driving experience in South Africa and upped the premium significantly. They lowered it again when I complained, but then did the same thing again 3 months later. I ranted and raved, and their call centre was disinterested so I found GIO and cancelled with Comminsure. Be very careful with whoever you take your car insurance out with that they recognise your South African experience, as otherwise you may be in for a nasty shock when you put in a claim.

Edited by Sunnyskies

Share this post


Link to post
Share on other sites
Charjini

Hello,

Re Car insurance, most of the products are much the same - competitive market. The difference you really do have to consider is when you need to claim.

Companies with the best reputation for claims include Allianz (what you pay for is what you get), NRMA, GIO.

Some of the more newer companies do not have claims histories and customers are not getting a good experience.

Also your insurance premium will decrease if you do not take the optional extras/ specialist paint etc, have a car whose parts can be sourced locally. Metallic paint pushes the premium up.

If you are over the age of 55 look our for the seniors...excellent product, great price, if not...well join the insurance ring like the rest of us!

Also remember to get your Green Slip - scout around as there are big differences. The older the car (more than 4 years - the premium for green slips go through the roof). Some places do discounts if you take out multiple policies.

Enjoy your new car.

Share this post


Link to post
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

Sign in to follow this  

×
×
  • Create New...